Disability Benefits / Disability tax credit

What is the DTC?

A Canadian federal and provincial government initiative to mitigate the sufferings of people with infirmity through disability tax credit (DTC). To qualify for the benefits, a detailed medical questionnaire has to be completed by a qualified medical practitioner.

Who is the DTC for?

Anyone, any age, with a physical or mental condition which affects one or more of their basic activities of daily living. The condition must have lasted, or is expected to last, for at least one year (continuously).

Benefits of the DTC

As the DTC is a non-refundable tax credit, it reduces the amount of tax you pay. If you do not pay any tax, Care Disability Benefit can transfer the credits to anothe family member with blood relation who does have tax payable.

The benefits include:

  • A yearly tax credit on your tax return (current and future years)
  • Additional credits for you or a family member
  • A retroactive claim for every year your condition existed (for up to 10 years) to potentially receive a lump sum refund
  • The first step in qualifying you to be the beneficiary of a Registered Disability Savings Plan (RDSP)
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